Refinancing your home mortgage loan can and should be a fun, exciting experience.
However, it can also be very confusing if you have never refinanced a home before. For this reason,
it is important to get as much information about everyone and everything involved in the process.
Eliminating much of the guesswork can make you much more informed, so your
home refinance can be a joyful experience. It has been said that there are two primary ways
that we learn: one is by personal experience, and the other is by listening to the experiences
of others. When it comes to your finances, home, and family, most people would choose to learn
from the experiences of others.
Every day, homeowners make costly mistakes during the refinance process.
- Overestimating home’s value
- Unaware of the changes to loan qualifying guidelines
- Assuming you will get the super low advertised interest rates
- Unaware of your Credit Score and its impact on qualifying
- Focusing on payment instead of the long-term savings strategy
To help you keep your sanity (and your cash), we have created many resources to help you become more educated about the refinance process and avoid the mistakes that others have made before you.
Call Monday-Friday and discuss your needs with a Specialist: 1-866-722-7922
What Our Customers Are Saying
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"I have to tell you, I am very impressed. Dave Ramsey referred me to Churchill and the experience is more than I expected. Even though the Loan Officer, Stephanie Christian, could have tried to sell us a high interest loan, she didn't. Instead she advised us to pay down some debt and take care of some dings on our credit so we can get a much better interest rate later on. For the first time in my life I received advice, geared towards the best interests of my family, from a mortgage company no doubt! We weren't denied, we were informed how to create a better situation and more options for ourselves. I will definitely use your company for our mortgage once we get better prepared. Thank you!"